What is a human risk score and how is it calculated?

A human risk score rates each employee's cyber risk from training, phishing and reporting behaviour. See how the score is calculated in 2026.

A human risk score is a single number that rates how likely one person is to cause a cyber incident — built from their training results, phishing simulation behaviour and real-world reporting. Cyber Aware calculates a Human Risk Score for every learner and rolls it up by team, so you can see who needs attention before an incident happens, not after.

Key takeaways

How is a human risk score calculated?

No vendor publishes its exact weights, but the same four signals drive every score:

InputWhat it capturesEffect on the score
Course completionWhether assigned modules finish on timeOverdue courses raise the score
Quiz resultsWhether the material was understood, not just openedFailed quizzes raise the score
Phishing simulationsClicks and entered credentials in safe test emailsEvery click raises the score
Reporting behaviourUse of the phishing report button on real emailReports lower the score

Cyber Aware's Human Risk Score re-computes as events land: a course going overdue pushes the learner's score up the day it lapses, and a report of a real phishing email pulls it down the moment the report is logged. That makes it a live risk indicator rather than a monthly report card.

Human risk score vs phishing click rate

A click rate is one input. A human risk score is the whole picture:

The score bundles all four so a single number per learner can drive action. KnowBe4's 2026 Phishing by Industry Benchmarking Report puts the global baseline phish-prone rate at 33.2% before training, falling to 4.2% after 12 months — a 79% reduction. Behaviour data like that only becomes manageable once it is per-person and current.

What the score is used for

What a good human risk score looks like

There is no universal pass mark. Watch three things instead:

Limits of a human risk score

Used properly, the score is a steering wheel, not a grade. Pair it with the reporting behind Human Risk Reporting and it tells you where to spend the next month.

FAQ

How is a human risk score calculated? From four behaviour signals: course completion, quiz results, phishing simulation clicks and reporting activity. Cyber Aware raises the score for overdue courses, failed quizzes and simulation clicks, and lowers it for completions and phishing reports.

Is a higher or lower human risk score better? Lower is better — a higher score means more risk. Vendors differ on direction, so check the scale before presenting scores to a board.

How often does a human risk score update? Continuously. It re-computes whenever a course goes overdue, a quiz fails, a simulation click lands or a phishing email is reported.

Can a human risk score replace a security audit? No. It covers human risk — the events training and simulation produce. Technology controls, patching and configuration still need their own check.

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